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Personal/Group personal Accident

These policies indemnify the insured person(s) for Death, Permanent Disability, Temporary Total Disablement or Medical Expenses, where insured following an accident causing bodily injury solely by violent accidental and visible means to an insured person.
 
The personal accident policy is individualistic, in nature, whereas the group accident is persons within a group. The personal accident policy is always taken out by a single individual, while the group policy is issued to at least two persons, members of a social club, members of the same family or employees in a common employment.

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