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Goods in Transit

This policy provides cover for loss or damage to movable goods and property whilst in transit either by owned or hired vehicles anywhere in Nigeria. 

There are usually two types; 

All risks, which indemnifies the insured for loss or damage by any accident or misfortune while the insured property is in transit, including loading or unloading risks and whilst in temporarily housed in the ordinary course of transit subject to specified exclusions. 
Restricted covers losses occasioned by fire, accidental collision or overturning of vehicle and loss by theft only following accidental collision or overturning of the conveying vehicle.

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